Welcome to HealthInsurance Covers
Finding the right health insurance cover can be a confusing and time consuming process.  With so many health insurance providers available, here at Health Insurance Cover our aim is to make the process a lot easier and simpler, by providing all the information you need to make an informed choice for your health insurance cover.  Health insurance cover provides you with many benefits but above all it’s about getting the right health care in your time of need.  Health insurance gives you greater choice and control of where and when you receive treatment and provides you with peace of mind and comfort that you will be looked after when you need to be. Five benefits of health insurance cover are:
  • Control of your health treatments
  • Choice of hospital and doctor
  • Reduced waiting lists for elective surgery
  • Cover for extras not available on Medicare (dental, optical, physiotherapy)
  • Government incentives (private health insurance rebates, reduced lifetime health cover premiums, reduced Medicare Levy Surcharge for high income earners)
Most health insurance providers allow you to choose a combination of benefits that are most applicable to your needs or you can tailor a health insurance package that includes many specialist services and treatments such as naturopathy, physiotherapy, acupuncture and chiropractic treatments.  It’s a good idea to shop around and compare the benefits of the various health insurance providers. That’s where Health Insurance Cover can help.  We can provide you with health insurance information from our participating insurance providers, so that you can decide which policy best fits your needs, all it takes is a few minutes in front of your computer.  No running around, no phone calls, just quick information at your fingertips. If you want more than what Medicare can offer in terms of health care, taking out health insurance cover that supplements Medicare is one option to consider.  This gives you a wider range of benefits such as choice of private or public hospital for treatments and/or ancillary cover for treatments such as dental, physiotherapy, optical, chiropractic and acupuncture treatments.  As well as your Medicare benefits. Alternatively, you may want to opt for total private health insurance cover, and have access to all the benefits offered in a private health insurance policy.  Mainly all those extra ancillary treatments (physio, chiro, dental, optical, podiatry amongst others.)  Plus shorter waiting times, and lifetime health cover benefits if you’re under the age of thirty-one. Don’t take your health for granted; make sure you have the right health insurance cover for prompt medical treatments, as well as peace of mind.
Does your Insurance Provide Cover for All?
Let’s face it earning an income is important, it pays for our necessities and allows us to save, invest and build wealth for retirement. To suddenly find yourself in a situation where you cannot earn your income because you’re ill or injured is a distressing prospect. With no income how are you going to pay those mounting bills, never mind day-to-day expenses? And if you’re like most Australians,r a super funded life insurance, which in most cases provides basic standard cover and temporary injury or illness is not included. [read more]
The Benifits of Life Insurance Through your Superfund
Let’s face it earning an income is important, it pays for our necessities and allows us to save, invest and build wealth for retirement. To suddenly find yourself in a situation where you cannot earn your income because you’re ill or injured is a distressing prospect. With no income how are you going to pay those mounting bills, never mind day-to-day expenses? And if you’re like most Australians,r a super funded life insurance, which in most cases provides basic standard cover and temporary injury or illness is not included. [read more]
Bridge The Gap With Income Protection Insurance
Let's face it earning an income is important, it pays for our necessities and allows us to save, invest and build wealth for retirement. To suddenly find yourself in a situation where you cannot earn your income because you're ill or injured is a distressing prospect. With no income how are you going to pay those mounting bills, never mind day-to-day expenses? And if you're like most Australians,r a super funded life insurance, which in most cases provides basic standard cover and temporary injury or illness is not included. [read more]